Showing results for tags 'bos credit card'.
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I received a County Court summons 17 October 18, for a debt from BoS credit card the particulars of claim are as follows 1.The Defendant entered into an agreement for a Bank of Scotland (Credit card) under ref XXXX XXXX XXXX XXXX. 2.The defendant failed to maintain the required payments and the service was terminated. 3. The agreement was later assigned to the Claimant on 24/11/2016 by BoS PLC and notice given to the defendant. 4.Despite repeated requests for payment, the sum of £3400 remains due and outstanding And the claimant claims The said sum of £3400 and costs. After i received this I sent a section 77 79 request for my credit agreement dated 29th October 2018 , which I have not received, I only received an acknowledgement and nothing else. On the same day I also sent a cpr 31.14 letter to them as well. I notified the court of my intention to defend the case. I filed my defence on 8/11/18 I have since received an offer of mediation which i refused. The court has now notified me on the 14th February 2019, that the case will be heard in court in August 2019 It says that 1.Unless the claimant does by 4:00pm on the day of 16th July 2019 pay to the court the trial fee of £355 or file a properly completed application for help with fees, then the claim will be struck out with effect from 16th July 2019 without further order and , unless the court orders otherwise, you will be liable for the costs which the defendant has incurred. what should I do now, wait to see if they pay the trial costs on 16th July? Then start preparing my defence. Or should I be doing anything else. They havent even sent me the credit file or credit agreement, or responded to my cpr request. Not sure what to do, I cannot remember when the credit card was originally taken out, a nd there is no dates on any of the forms saying when it was taken out, just that it was assigned to Lowell in 2016. What is the best course of action?
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