Back in April I reached the point where I could no longer hold off turning to a debt managment company for help. I ended up going to Gregory Pennington and aksed them to help me with 5 debts that I had. 4 Credit cards and a student loan. Now they said the couldnt do anything about the student loan but we agreed on payment plan for the 4 cards and I left them to get on with the things they needed to do. 3 of the card companies agreed to the payment plans proposed immediatley and without any fuss. barclaycard however are a different matter. Pretty soon after I stopped paying Barclycard Mercers got in touch and as per instructions I told them Gregory Pennington were dealing with things. At first they accepted this. However, soon after they started phoning me up saying there was no agreement in place, I had pay all outstanding charges and that charges and interest would continue to be added to my account. Mercers phones me 3 times a day, every day, until I speak to them, then the calls stop for a week, then its back to 3 times a day every day until they get hold of me. I've also picked up around £700 in charges and interest costs. Mercers claim that Gregory Pennington have not sent the correct information. Gregory Pennington claim they have sent it several times. (And given that the other companies have all agreed I cant see why GP wouldnt have sent the necessary information and requests to all parties). Im getting stressed out having the same conversation with Mercers every single week, but equally, I dont want them phoning me every day, three times a day (although they make a great alarm clock in the mornings, 8:45am every day - including weekends) I dont know whose at fault, GP or Barclaycard and I dont seem to have a way for sorting it out. How do I get this sorted? Can I do anything about the increase of £700 on my debt (£1000 if you take into account the payments they have recieved as well) In regards to harasment with phone calls, is once a week, (if I speak to them) harassment? or is 3 times a day, every day, (when I dont answer them) harassment? I find it hard to see how it is, but I'll go down what ever route to get the to stop calling. Regardless of whether barclaycard are playing silly buggers, im paying GP to sort this and they are not, and thats really the bottom line. Can anyone recommend an effective debt management company.