http://www.mirror.co.uk/money/credit-card-time-bomb-personal-10356434?service=responsive
Over the last couple of years - CAG has been advising people in debt to start paying it down and stop taking on more debt.
It is frightening that consumers simply don't say NO to their children at Christmas and Birthdays - even just for one year - do you really need to upgrade your TV or sofa, EVERY year?