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Found 2 results

  1. Hi Guys, Sorry I got a letter from aqua a week ago saying they are going to increase my credit limit to £1750 from £1000. As my car has just badly failed the MOT i thought this was ideal. The letter stated contact them if I do not wish to increase my limit. So I looked at the beginning of the week, and sure enough my limit was £1750 I then paid off a bill onto it. Today, i came to pay for some car repairs and it got declined twice. On checking my balance, not only has my limit miraculously been put back to £1000, I have been charged an over limit fee!!! Before I call them, what rights do I have? Surely I needed some notice before a decrease? I haven't spent on the card since I got the letter until I checked my balance was increased at which point I paid the debt (put me £20 or so over £1000). Any help would be much appreciated.
  2. My wife has a court claim against Aquacard for charges, their date for AOS was 15th Feb so she requested judgement and it was issued 16th Feb, today received a defence from SCM that has been issued on 23rd Feb 7 days after the deadline, what is the chance that they will get the judgement set aside, also the defence is the usual drivel and a typical "fold before court" what would be the situation as wasted costs if they apply for a set aside and then settle before court?
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