Hi anyone who has any ideas on this subject. right i took out a logbook loan in sept 2012 for £1000 i then sold the car jan 2013 with every intension of clearing off the loan april , i phoned loans to go last week to get a settlement figue and they say i owe nearly 2k to settle. i only sold the car for £1400 ,i have been paying 160 quid a month since sept. i need to know if there is anyway of negotiating an early settlement, what if i file bankruptcy ??? i want these of my backs asap but i dont have 2k