Hi,
I've been with a fee paying dmc (Imm fin ) for over 4 1/2 years with a debt settlement plan I had 4 credit card debts ,
They cleared one with Barclaycard within 6 months but since have done nothing although my monthly payment dropped to £30 a month after being layed off work , now I'm self employed and pay them £50
1,They make £5:00 a month payment to capital one
2, £1:00 to Moorcroft
3, £1:00 to Moorcroft
What are my next steps to take ?