Hi ,
I have a catalogue called ace gifts and cards, I have had this since 2011.
my outstanding debt is about £2k
I pay every month without fail, but my bill never goes down!
I pay £70.00, then next month they add a service charge on of £40, so I only in theory paid £30.00!
This is most annoying,
my account hasn't gone to debt recovery yet,
and im trying not to let it,
but this is really financially breaking me,
please can someone help me very desperate here .
kindest regards to all..