Showing results for tags 'account in dispute'.
Found 3 results
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Hi, I've been dealing with 'Crapquest' about a Sainsyburys loan i had. I have already put the account in dispute (feb 2012) and have now just recieved a copy of my original agreement, some 6 months later! Is there a time scale for them to send me the original agreement? Or am i just going to have to pay?..... -
Hi, Having sent CCA and SAR request, RBS responded in a timely manner sending all statements from 2004 (guess it's the 6 year rule) plus the attached CCA which is a one-sided document without any T&Cs or PPI policy details. Is this right? The rest of the documentation includes just statements, my recent letters to them and a balance transfer slip from 2004, no trace of anything else (such as T&Cs, or PPI Policy). Have uploaded document here http://i1018.photobucket.com/albums/af306/flowepower2010/RBS_Agreement.jpg For some reason the header area is totally illegible on the photocopy sent by them, yet everything else is quite clear. Any blurred areas below the header were blurred by me. Signature and exact date were also distorted in Photoshop just in case... Some things have changed since then -I'm no longer a homeowner and currently unemployed. :? Is this an enforceable agreement? I have no idea... Many thanks in advance...
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Hi I have an ongoing problem with a DCA after requesting a true copy of a signed CCA. I also sent a letter saying the account was in dispute and told the CRA to stop reporting. I am insisting the CCA is unenforcable the DCA said it is ok. This has been going on since Mar 2009 and I have had a defaulted payment mark against me for 22 months. I have written numerous times asking them to stop reporting until the matter is resolved. They say the debt is enforcable and will continue to report. In my last letter, Last Oct, I had had enough and said "if the debt is enforcable then take me to court". I have not heard back but they still continue to report. What can you advise please.
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