Dear all can someone please help with a problem i am having with IND.
just recently oct 17 i had a CCJ drop off my credit report ( the CCJ was sent to 643a instead of 643 and as a result i never received the CCJ,
fast forward 6 years i have had no communication or contact from ind etc,
last month when they searched my credit report,
i rang them to ask why they were searching my report,
they asked me for my DOB and i told them
they said they could not discuss anything with me as my date of birth did not match their record,
a week later i received a letter and a so called copy of a credit agreement (see below images),
i decided to look around on the net and sent them a prove it letter and request for a CCA with £1 for the requested information.
they sent the postal order back and said that i should prove whom i am and make a SAR request. as they do not need to send a CCA due to the CCJ.
the address 643 is my parents address i have moved out since 2002 to a new address and been on the electoral register etc.
can someone advise what steps i should take next,
i was thinking of waiting for the 12+2 days to expire and send them a you did not comply to cca request letter is that correct. thank you in advance
below is all received and sent letters
hotbot.pdf