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Showing results for tags 'together'.
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Hi DCA's Lowells in particular seem to be buying up debts,most below the bankruptcy threshold. Then lumping them all together for what seems like a class action and issuing statutary demand. So if Mr A owes 300/500/400 for different loans,Lowells issue stat demand for £1200. Rang insolvency agency,they said "can't do that,oh hang on they can.....no not sure",great help. Can you guys shine a light on this please?
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Hi, I am looking into mis-sold PPI on an old Northern Rock Together mortgage and credit card, for which i was advised that if i did not take the PPI, then the mortgage was unlikely to be approved. I know Northern Rock are gone, who do i send the letter to?
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Hi, Bit of a story but advice required. In 2001 I took out a mortgage and credit card under the Norther Rock Together deal, this was joint with my ex-wife. We split and divorced in 2004 and have had no contact since. I then hit financial difficulties culminating in entering an IVA in 2011. On recently checking my old agreements, I found that one of my creditors - Northern Rock had PPI on the agreement. Yes, I did sign the agreement originally with PPI ticked however, this was completed through an independant agent whom I cannot recall who stated we needed PPI to get the deal as this was our first house. The rate was 69p per £100. We did borrow a lot on the cards initially to complete repairs etc to the new house but this was settled in 2004/5 when the house sold, but when i hit financial difficulty, i naivley replied on the cards to get by and this is where the real trouble began. I was the principle card holder on the account. I am aware that moneys received if I was successful in a claim that money would go over to IVA and this potentially will clear the balance owed to Northern Rock now in the IVA. Is it worth persuing a claim?
