Hi my husband has psoriatic Arthritis he has had his medical from atos and got 0 points he asked for a reconsideration and was put on to wrag and given 15 points for 6 months he has appealed this and lost it is now going to a tribunal. he was awarded the 15 pints for not being able to reach and for poor mobility not being able to walk very far and unable work a manual wheelchair. yet they still think he could hold down a job. I am unsure what to say when i write a cover letter to the tribunal. i wrote a letter detailing a day in my husbands life but when i got all the paperwork back that was not there should i mention this and send a copy and i was wondering if i should only comment on the dexterity os his hands as he has the 15 points for mobility he also has psoroias which usualy covers 80% of his body but when he had his medical he had started uv light treatment so it was not to bad. can anyone help as i am stuck. thanks

Hi. Please go easy when I ask this! I am asking for advice before I take out any insurance. Sainsbury's are doubling my insurance quote (from £500 to £1000) for an sp30 speeding offence. This is for a named driver, and resulted in 3 points and £60 FPN. I ask if I should include this, as on the quote for it asks if you have had any CONVICTIONS in the last 5 years. I was under the impression that an FPN was not a conviction, as you can only be convicted of something by a court. When you try and add a conviction it asks you this: ''Please select any convictions this driver has had in the last 5 years from the drop down list below. You will find the exact conviction type including any codes on their driving licence'' Am I under any obligation to declare the 3 points?, as it specifically asks for convictions. Thanks guys.

I got caught for speeding & received an SP30. I sent off my 'old-style' pink paper driving license and details for payment (plus a covering letter explaining I’d been in hospital and moved house and that was the reason for my delay in returning my details). Today I received my driving license and my letter back. The £60 has been taken from my account but my license hasn’t been updated with the 3 points. Will these come at a later date? (or have I been lucky?)

Barclaycard is axing its loyalty points scheme 'Freedom', giving customers two months to redeem their rewards. Barclaycard said that the scheme – which is available to the majority of its 12 million customers – is being scrapped because it wants to focus on 'other product development'. http://www.thisismoney.co.uk/money/cardsloans/article-2148253/Barclaycard-scraps-Freedom-loyalty-scheme-giving-customers-months-redeem-points.html

I am new to the forum and hope i can get some help or insight as to how to deal with this matter. i was pulled over by the police in JAN 2011 whilst driving my partner's car,for not wearing a seatbelt . It transpired i was not insured to drive her car although i had insurance on my own car ( the insurance small print..did not cover me to drive another car). The police issued me with a ticket for not wearing a seatbelt, and 6 points to be endorsed on my licence for no insurance. the car was then towed to the car pound. We decided we wanted the matter dealt with by a court, ie the points, sent out the slip(part of paperwork issued by the police, and we registered the letter) I paid the £60 fine for no seatbelt. The next thing we heard was from the Magistrates Court in MID MAY - a 'notice of endorsement of licence', ''THE COURT HAS ORDERED THAT YOUR DRIVING LICENCE BE ENDORSED WITH 6 POINTS''. We also recieved a further letter, same clerk's signatory, difrent address, '' NOTICE OF FINE AND COLLECTION ORDER' , totaling £625. I wrote to the Court informing them that i did not recieve a summons to appear in court and therefore the ruling was made in my abscence which is not the procedure that has been laid out. We also copied the letter to the fine collectors. 3 days later, another letter from 'London Collection and Compliance Centre', (fine collectors) subject 'further steps notice' to collect the fine were being taken but could appeal if i liked. I wrote to them immediately letting them know that i wished to await a response from the court on why the ruling was made in my abscence , therefore, would not make any payments as l dispute and totally disagree with how the matter had been dealt with. Last week, the court finally responded and confirmed ... '''' the matter was dealt with at the first hearing on xxx date, in your abscence, the magistrate heard your case,they imposed a fine total £625.'' the letter further states...'''magistrates have guidelines to follow,you were fined in accordance with the guidelines based the relevant weekly income....'''' ??? WHAT? Letter further states if i was unaware of the proceedings i should make a statutory declaration. i received this letter last week from the court, a few days later, Phillip Bailiffs have now a 'notice of distress' and the amount total from 625 to 700£. Has anyone had to deal with this type of nonsense????? Do i need a statutory declaration even though the court has admitted no summons were sent out and the ruling was made in my absence? I am not spoked by the bailiffs although i do not want them to come to my premises of course, can they continue to harass me even though i dispute the matter? can someone help me please, any thoughts/insights appreciated. thanks in advance,

Hi All, Insurance companies can contact the DVLA to request your personal information (i.e. regarding the points on your license). However, After FOUR years points expire and are removed from your license. Insurance companies now ask if you have any points in the last FIVE years. Will the DVLA release points information which is older than four years to insurance companies? Does the DVLA even store information about points which are expired OR is that information deleted? Any help with regards this matter will be highly appreciated.