hello to all could someone advise me of my situation, i received out of the blue a threating text from northern debt recovery stating that if i dont contact them asap they will send baliffs round to empty my house there were other things in the text to, they said i took a loan out on the 12/10/12 thats amazing because i have been unemployed for 6 months now i am an x policeman, i had to leave for medical reasons, so i was shocked to receive this so i replied and guess what it bounced back, so i tried to find out there address and with my contacts i still had trouble simply because they are not where they said they were, these people are invisable, i since had another text and a letter, i have replied to the address that i have found through colleagues research and sent all 3 a kind letter (not) but still had another text saying that they have passed on my file to solicitors and bailiffs, and a doorstep collection would proceed, i cant wait for them to turn up, i am 6'5" and 20 stone, if they turn up i will bury my size 13 foot where the sun dont shine. so after all that has anyone got any idea where these people get off, and a possible address so i can arrange a visit for them ? this makes me laugh but makes my family worry that someone will turn up when i am not there, i have been told to report these muppets to oft but i have trouble finding theses ********s how can oft trace them? thank you all any advice would be great

I have had a debt with QQ and received many letters , calls and texts and ended up setting up a mandate using debit card to clear the debt . I filled out the mandate with a payment scheme and was advised i had to text my card 3 digit security code to them . First payment was to go out on the 20th September 2012 of £15 . Now by chance i'd asked for a period of holiday pay to be put into my account through Bacs by my employers and you can probably guess the rest , on the 20th (yesterday) MMF took the whole of the debt amount from my account of £420 ! . I contacted my bank to which they said they couldnt stop the transaction until it had gone out and further said i'd given my card details so really they couldnt see a problem with said amount taken if it was what i owed !. I rang MMF and told them they'd left me with £11.24 and i was more than happy to them take a portion towards debt but not all of it and of course i got an unsympathetic No Hard Luck but at least you cleared the Debt . I have spent hours dealing with bank yesterday and today to try and stop the payment still being processed but they say until gone they can't deny transaction i can only dispute afterwards , to me thats as good as letting a burglar sell your goods infront of you before you can act to get them back ! . I have a copy of the Mandate given to MMF and they only acknowledge ive agreed to pay the debt , They had the nerve to say i paid a lower amount than owed because they could take one lump sum payment . Ive cancelled my bank card and claimed it was stolen as i'm told this should stop all transactions from my bank account but i'm not convinced . I can seriously hope the whole team of MMF gets some serious diseases as to leave people in such a position is nothing short of criminal .

Hello, MotorMile now "own" a debt from WagedayAdvance have been contacting my work every single day 5-10 times a day leaving messages, threatening bailiffs to visit. Doesn't scare/bother me in the slightest but Ive just contacted them and got into a huge argument with one of the staff members asking them to stop calling my work and harassing me while trying to force me to pay a non priority debt. I booked 2 weeks holiday off from work to enjoy with my family and received them while i was away. Now hes basically saying if i can afford a "holiday" i can afford to pay my debts and a doorstep bailiff will be visiting anytime soon. Leading to more arguments, saying i don't allow a bailiff round etc etc and then just told me to grow up and stop being a loser and pay my debts. Then hung up the phone. Is there any reason i should pay the debt if i'm getting continuous harassment and told to grow up? then hung up on. What would you suggest i do? ill be honest Ive ignored the debt as its not priority and i have more worrying matters on my hand but just getting back to work today and being took aside by my manager about all these voice mails being left on the company phone has left me feeling crappy and embarrassed to be honest.

hi Folks just joined today to get some information on how to deal with Motor Mile finance. Long story short is i bought an Audi S3 and it got written off. the finance was with British Credit trust. My insurance company asked me to get settlement from BCT in order to close the account due to the car being a total loss. The sum was given to me by BCT and was paid by my insurance company and that was the end of it... or so i thought. The car was written off 09/2007 and now ive had debt letters from MMF claiming that i owe them £870 for 2 months missed payement after the car was written off even tho the insurance company paid the settlement fee in full! i havent heard anything about this till just over 5 months ago when now i get around 2 letters a week, 2 texts a day and numerous voicemails to my phone everyweek and even turning up on my door step too!! its crazy. My question is what do i do about this? theres no way im paying the £870 when the debt was settled. Can MMF take me to court and actually win this case even tho the debt wasnt even with them in the first place. any advice anyone has would be great as the last letter ive just had through the door says they have passed it to their legal department. many thanks Grant

Hi, I am wanting some help on Motormile Finance Ltd. They turned up on my doorstep demanding money for an unpaid fuel card. This fuel card belonged to a company that went into administration in April 2010. I was a Director. They claimed that i had a Personal Guarantee [PG] on this debt [around £900]. They had no proof. He then said he would speak to the office and return at a later date. I rang the office and they said that they would provide the PG but it would take weeks to do so. I then said i would do nothing until i had the proof. He then said that if i did'nt it was too late to wait and i would have the baliff's at my door as they had tried to contact me for months. Not true. Silly of me but i was worried and had money so offered around £620 they accepted and i paid. I know i am a fool but have 3 children and did want a big scene with baliff's and such at my house!! I do remember that the company owed around this amount to the fuel card. I can confirm figures they said i owed and what i paid to them, working away at present and they are at home. Please can anyone tell me if i have a leg to stand on and what to do. Many thanks.

Hi Anybody know who they are? Just had a missed call from them and they left a voicemail saying that because I have ignored all their previous attempts to contact me, they are left with no choice but to make a home visit unannounced in the next few days Has anyone actually HAD a homevisit from them, or do they just threaten it? Can they do anything if they do visit? Thank you.

does anyone know who motormile usually work for? had a random email : Please contact us to arrange home visit appointment date. Call Home Visit Department 01274 631000 , ref.xxxxx I do have several outstanding payday loans