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I have received a County court claim for this morning from Arrow Global via Shoosmiths Solicitors for an old Capital One Credit Card Debt I allegedly owe. My last Capital One credit card expired in August 2008 and I hadn't used it for a while then. This debt has been passed around a number of DCA's over the years, upto about 3 year s ago. And then I heard nothing else until this morning. I have sent a number of CCA requests over the years and none have complied, they have just passed it on. From what I remember most of the debt was fees and interest etc. Can I use a no paperwork defence or should I write to Shoosmiths solicitors and request a CCA again.
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