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  1. Hi a couple of weeks ago i was caugt shoplifting from T.K Maxx it was only a small item worth £8 which the got back, it was my first offence for which i was arrested, put in the cells, a police interview and the rest of it. Along with that i was given a £80 fixed penelty notice, im also not aloud in the majority of the shops in my local town centre for a year(i think its called shopwatch) and barred from T.K Maxx fro life. Today i recieved a letter asking for a contribution of £87.50 to recoup there considerable losses and to act as a deterrent to future incidents. Is there anyway this "deterrent" can by chalanged(what will happen if i ignore the letters and not pay?) as the humiliation of being arrested in a busy town centre has servered as a better deterrent than a contribution can, also ive payed for what i did already in the way of the fixed penelty notice and the inconvienience of not being able to shop in my local town. Sorry about such a long post. Thanks in advance.
  2. I have been on incapacity benefit for the last 5 years and it is unlikely I am going to get much better and be able to come off it in te immediate future. I am on 'credits only', which means the DWP pay national insurance contributions for me. adviceguide.org.uk/index/your_money/benefits/national_insurance_contributions_and_benefits.htm It appears that as of the last tax year, these national insurance contributions will no longer be used to calculate the state pension. As the only time I have ever worked was in my teens, is it now the case that I won't get a state pension unless I work a few years (probably 10 or 20) before retirement age? I understand in order to qualify for the maximum state pension I must have 30 years of NI contributions? Thanks
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