well capitol one have filed a defense so it looks like i should get paid out soon with any luck , dont like to count my chickens though

recieved notification that capitol one have filed a defence.....looks like this is going to go right to the deadline before i get a settlement

well fingers crossed on that score that the mysterious mr udy smiles on me :grin:

well i recently issued my MCOL ..now capitol one have until may 19th to respond..knowing my luck they will try to defend

Thanks for all the advice . MCOL has just been issued...its probably going to be viewed as rank cheek that i paid the fee on my capitol one card

well my LBA has gone unacknowledged so now i'm going to move onto issuing a MCOL but i'm unsure of the wording when issuing one to a credit card company any advice is most welcome

thanks silverstein thats a great help....ok one letter of rejection coming right up it will be in the post monday morning

did he pay off your credit card with the money he offered ?

hi all I recieved a letter from the ever busy mr udy . he states that as a matter of goodwill they have reduced the fees they have added to my account to £12 each ..the total refund is £222 ...without seeking my agreement they have used the money to bring my credit card balance to zero and are sending me a cheque for the remainder which is £28.73....any advice on how to procedd would be very welcome as i'm unsure if i can now pursue the claim thanks in advance

Now i would pay to see that i will be watching your claim since we are at pretty much the exact stage against crapitol one

oh well then maybe i'll wait a little while for the statutory interest to build up then hit them for all the fresh charges

Hi all After my recent success against yorkshire bank i have decided to pursue capitol one for 6 years worth of charges....my preliminary letter will be in the post on monday , I'm claiming back £693 wish me luck

Thanks caro Just out of curiosity has anybody on here ever taken a bank for charges twice ? because i'm seriously contemplating it right now

Hi all Sorry its taken me so long to post an update to my claim...well yrokshire bank caved in and paid me everything they owe me plus interest and costs ...thank you everybody for your support and advice throughout my claim..........my donation is on its way p.s since my claim was settled yorkshire bank have totalled £150 in fresh charges watch this space

Great stuff thanks micheal