I think I will take your advice and open a new account but also send a letter of complaint. I will let the board know how this proceeds incase anyone else gets the same response. Thanks again... Steve PS - If anyone else has experienced similar tactics please let me know. Any help would be greatly appreciated.

Firstly thanks for both replies. I have a £2000 overdraft, so would prefer to keep this account open. I have not received notification of closure yet but I have been told verbally by my account manager. I was hoping to draft a letter of response today in preparation for the inevitable. thanks again Steve

Hello board, I have recently replied to Martineau Johnson who act on behalf on Lloyds TSB, accepting their offer of £1,493.23 in bank charges. The terms of condition being that this will be full and final settlement of my case and that we are bound by the terms of the letter, including confidentiality. This is a business account. I have since learnt, through my business manager that Lloyds TSB will be writing to me giving me 30 days notice of closure of my account. I will be writing to Lloyds TSB claimimg that any such action would be done so as retaliatory action after taking lawful process of the court systems to settle a disagreement between myself and Lloyds TSB. Has anyone else followed the same procedure, and what should I include/not include in my letter?? Should I, and how do I seek an injunction to prevent the bank closing my account?? Any help would be greatly appreciated, as I am a complete novice and do not want Lloyds TSB to close my account. Thanks in advance Steve