Hi, can you help, my wife a self employed fitness teacher , has run up debits with halifax overdraft, credit card, personal loan, mothercare store card, jjb store card, index account, abbey credit card, argos store card, several book clubs and goodness knows what else. I am getting calls from a debit collections agency who will not speak to me and she will not speak to them. She belives that if she ignores it it will go away, and will not discuss it with anyone. Our house is with the abbey but it is and always has only been in my name, All of her agreements are in her name ( I belive ) what am I liable for , can they take action against the house or me for my wifes debt. What is the best way to get her to understand the situation she is in and how can she get out of it Many Thanks in Advance