thanks for the info banofi, I think I'll try sending something like that before going to court . motley fool website recommended I do this despite current bank charges situation with the oft etc, congratulations anyway on your win!!

Hi All, just claiming my charges and submitting my claim to court, trying to work out if I can claim any more interest, the account is quite new, so not sure about compound interest...any one with any ideas, sorry not used to all these facts and figs?

Hi All, does anyone know how much interest i can charge for my bank charges ? thanks, pstar

Hi All, Im new to the site, looking forward to meeting you. Does anyone know about whether banks can refuse to pay bank charges because the office of fair trading says its ok to charge. Apparantly the oft says credit card payments are unfair but not bank charges, any ideas?