This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

I'll have a gentleman's tenner on you BL. Go get 'em

Seconded Mystic Mindbomb predicts you'll get what's yours

Yep, I have. I haven't done anything about it because my reclaimed fees paid the OD and then some. I reserve the right to have a go though in the future though. What you thinking?

Hi Becky and welcome. Try here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Oh and on a forum CAPITALS is seen as shouting just to let you know. Good luck and keep us posted on your progress. Look forward to reading it.

Hello Mickey and welcome.

A good point, very well made. Night.

Will you follow orders on how to prevent further PC murders?

That's it, get second a opinion! You try and you try and you try and where does it get you??? It is in dire need of a rebuild. Trust me.

Good skills. Not long now

Evening all, Got an offer today - £800 full and final. £10 donation to the site says you can't guess what I replied to them First one to get it wrong matches me

Thanks. Two compliments in one post!!! Note made in diary. Now go get 'em. ;-)

OK. They tried that one with me too! I was well over my limit (mainly due to charges). They wrote to me and said 'You are a naughty boy, you owe us £1300. How are you going to pay it back, return your cards & cheque books etc' My reply was 'When you give me back the £5000 you took from me,that's when'. They wrote back and said 'We've already told you to sod off so how are you going to repay it?' So I went to moneyclaim and filed on their a***s. That cost them nearly £1000 more in interest btw. Needless to say I was able to comfortably pay off my overdraft shortly afterwards.

Yep, I'd say it's highly likely - they did with me. They will place any repayment of fees into your account. If you owe them money (as I did) then fair enough I s'pose. Set up a parachute and move all financial affairs to there. HTH

Blinding! Tick tock.

Nice one Barracad. Well done.

Hmmmmmmmmmm. Really not sure about that. I know that Dave demanded how he required payment to be made but really don't know about the legalities seeing as you owe them money - sorry. I like the without prejudice bit as well. So if I agree to your confidentiality clause and then breach it - how do you prove I signed it to a judge?? Maybe someone will be along soon to advise.

Good for you. I've got a fair idea what will happen next.

Prelim' letter sent recorded today for £1,202.50. Will keep you all posted.

You do not need to send the letter recorded although I did - it is deemed delivered 2 days after posting. So it's up to you. Costs a quid for recorded. For encouragement read my thread, Monkey's thread, all FD threads. You think your letter's heavy handed?? They've had their hand in your cash - That's heavy handed. Go get 'em.

I'd suggest reading Monkey's thread. Worked for him. I copied him and it worked for me too. HTH

Top performance. Just a matter of time now.

Absolutely. Read Monkey's thread which is very well documented about what to expect and your response to it. There are others in the FD forum similarly documented. It is worrying when you receive bully-boy letters from banks or their solicitors but reading how others have responded and what then happened helps loads. You'll be just fine.

Hi Bev, I don't think it will - you are simply reclaiming money taken from you unlawfully. They might close your account so set up a parachute. Closing accounts does not affect credit rating (I read here but do check). Good luck and keep us posted.