Thanks for that Sparkie:) How does this help us? I've just CCA'd Lowell Financial, with regard to your info' what kind of letter would you suggest? Regards - Dave

I'm having problems with Lowell atm, again with a problem that I just about thought had gone away... What I do is put ALL LETTERS from DCA's regardless of their content into my crosscut shredder. Wait for them to telephone me, and then inform them that I will only converse with them by Recorded Mail, quoting the Protection From Harrassment Act. This will buy you about a month to get your head and story straight! And get loads of information from here Hope this helps ? Regards, Dave.

If one set of wheels are on the yellow lines, then the car is on the road and on the yellow lines and a contravention has occurred. Even if you can get the wheels off the lines by a clear Cm the lines apply to the very baseline of the road where it becomes private property so there would still be a contravention, this applies even further if there is a pavement involved (to the baseline of the pavement to where it becomes a property or private land). All I can suggest is, are the lines completely legal? Clear, unbroken, correctly T-barred? Is it a PCN or FPN ? If it's a PCN write to the appeal address and make your case, if it's a FPN you'll have to go to court to contest. Can you attach a scan of the ticket (back & front)? Regards - Dave.

http://www.oft.gov.uk/NR/rdonlyres/5...0/0/oft664.pdf s2.8.j to be precise And is printable (PDF)

Lowell are chasing me for an age old debt too I sent them this letter after much reading of the forums. Mr xxxxxxxxxxxxxx, xx xxxxxxxxx xxxxx, xxxx xxxx xxxxxxxxx, xxxxxxxxx, xxx xxx. Reference No: xxxxxxxx 08/01/2007 Dear Sir/Madam, I refer to letters dated 25/12/2006 and 03/01/2007 which were both recieved today in respect of a very old Capital One account. I am informing you that this account is still in dispute and that it was indeed Capital One whom breached the agreement, not me. I trust that you will not further attempt to collect any alleged outstanding amount whilst there is a dispute still in force. Consumer Credit Act 1974 I do not acknowledge ANY debt to your company. I require you to supply the following documentation before I will correspond further on this matter. 1. You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement under the legislation contained within s.78 (1) Consumer Credit Act 1974 - (s.77 (1) for fixed sum credit). I enclose a cheque to the value of £1 in payment of the statutory fee. This is not to be applied as any kind of payment to the disputed account. 2. A signed true copy of the deed of assignment of the above referenced agreement that you allege exists. 3. You are notified that you are obliged to supply these documents, whether you are the original creditor or not under S189 of the CCA 1974. Non-compliance with my request is a criminal offence under the above Act and will result in a report being submitted to the relevant statutory authorities. As you are aware, a credit agreement that is not properly documented and signed by the customer is totally unenforceable under the CCA and therefore is a complete defence to any court claim that is issued. Take note at this stage, that any legal action you may contemplate will be both vigorously defended and contested. Yours sincerely, Dave xxxxxxxxxx. Hope that helps. Dave.

It was £70, then it was £50, but, at £32 it becomes acceptable?! stress/harrassment/paythedamnthing! This is how these companies trade!

If you're happy tp pay £32 for parking then U deserve all U get!

Whoopsi! Sorry hit send twice! your duplicate has been deleted for you

This is my first post here! Hi everyone it's 2200 on New Years Eve. I'm a Senior Shop Steward (fully trained) for a Sunlight distribution department. What I tell all of my boys is, to park where the flipping heck they need to without actually committing a criminal offence, wether it be council controlled or private company regulated. If they are in breach of council Reg's we go for them on every single legal point, if they are on private then Sunlight is the owner and not legally responsible to provide driver details. I think a lot of people miss the fact that if you own a car that is used by multiple drivers that as far as private is concerned is that you don't even have to buy a ticket at a private car park if you've got the balls to chase them back as far as a ticket is concerned! I became S. Shop Steward 18/01/2001 and since then my strike rate on ticket appeals is still 100%. My best 2 being a) parked over 2 p&d bays without displaying ticket/s (wrong contravention code), and, b) parked in an operational bus lane (attendant ((not p/officer or t/warden)) had no right to issue for a criminal offence, and, used wrong contravention code). The moral of any story here I think, must always be, appeal appeal appeal. Best regards, hope one and all have a great 2007! - Dave.