cat141
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I have received in the post a AQ to fill out and send back to the copurt as Lloyds have filled defence. I am ok with filling it out until Section g when it asks if I wish to attach anything !! Help what do I need to include ?
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Thank you for your advise, I have sent them a letter saying I will accept as part payment and will pursue my claim for the rest through the courts, I am claiming in total £1741 in charges and £290.31 in interest totalling £2031.31 so they have paid £750 into my account and I have deducted this off £1741 and kept the interest the same, but obviously this is wrong so I will work it out like you said by deducting it from the latest interest first. If I do deduct the £750 off and they later take it out of my account how do I go about reclaiming the £750 because my online claim will not include this or do I just claim for the total amount and they may just pay me the difference? Im confusing myself now!!!
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I am just about to file my on line claim and just have a couple of questions, (1) I am claiming on 2 accounts with Lloyds TSB but in their correspondance they have combined the accounts, should I make 2 seperate online claims or combine the two? (2) I have received £750 in my account as a goodwill gesture so have reduced the amount claimed by this. How do I calculate the 8% interest as this is on the full amount and not the reduced amount, Also, Is it a possibility they will take the money back out of my account when they receive the court order? Please help I am very confused and dont want them to win !!!!
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They have sent me a letter saying that they will pay £750 into my bank and the claim is for about £1200 but they didnt send me anything to sign. The 14 days is up today so I was going to file my claim tomorrow via moneyclaim. But I dont want them to just go ahead and put the money in the bank and then I cant get the rest. So am I best to write to them saying I accept the money in Part Payment or ringing them before they put the money in declining their offer? I dont know what to do for the best and im crap at writing letters and dont want to mess anything up !!! Thanks for your response. Cat
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Lloyds TSB have offered me less than half of my charges back and said they will be credited to my account within the next few days but obviously I want to file a claim with the small claims court for the whole lot, please help what do I do !!!
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Thanks, so do I !!
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Brill, thank you for that !!
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I am about to write to Lloyds TSB to reclaim charges for 2 accounts i have with them but I also have a credit card with them which I also need to reclaim charges for, can this all go on the same letter or should I send my credit card one seperate? Thanks Cat
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Thanks for that I will look into that asap, do you recommend seeing A&L in branch or get an account over the internet? Thanks for the advice I really appreciate it, its always a bit daunting when you dont know all the pros and cons and everyone keeps telling me Lloyds are the worst to get money out of !! Thanks again !! Cat
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I am just about to start claiming my back charges back but I currently have an authorised overdraft of £1400, a credit card and a loan all with Lloyds TSB which I am currently constantly using and not in a position to pay it off, I have however calculated that I have just over £2000 of bank charges to reclaim and want to start the proceedure but will they say I have to pay off the above before they refund me or are they not allowed to do that, please help, can any one recommend a bank account to open aswell please !! Thanks Cat:?
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