Cheque has cleared so donation to site happily made. A BIG thankyou to everyone!!!!!!!!!!!!!! Mups x

Ladybird, I'm not asking anything, I thought others on the site might find it of interest!

You will be fine - my claim was for 2 NatWest accounts, one closed 2003 and the other still open but not used. I stated that I wanted to be paid by cheque and when I won (yippee!!) they sent a cheque payable to myself with the words 'into a/c xxxxxxxx' which the Halifax tactfully ignored when I paid the cheque in! Good luck!

Hi all, Apologies if this has been posted elsewhere, I just saw it on an email from Money Saving Expert (the site where I first learnt of THIS site!): In April, the Office of Fair Trading will give its opinion on the appropriate amount for bank charges. My guess is it'll be £12, though the banks predict higher and I think it should be lower. The banks will be under huge pressure to drop charges across the board, and will probably fall into line. This won't stop people reclaiming past charges, however banks may only offer the difference between £12 and the amount you were originally charged (e.g. £35 - £12 = £23). If you don't accept it, the risk they may defend in court for the first time, citing the OFT ruling, is a tiny bit higher. To avoid all this, reclaim now!

Scooted straight down to the Halifax to pay it in and the cashier luckily didn't even notice the cheque specified a NatWest account number! I'll not be sending my signed 'I'll take this no further' letters until it's cleared. Take heart all you who are just starting a claim or waiting for a court date....!

We've done it!! Doesn't it feel good? Bet the Foxy household is still celebrating

OK, calm and composed now lol. A HUGE thank you to everybody on the site who has offered advice and encouragement, especially Deller who has rescued me on more than one occasion! This site is just amazing and I hope to stay around and help others. Will take approx 10 days for cheque to clear, after that I'll be donating because without this website I wouldn't have done this. Thank you!!! Mups xxx

Another success! Mupster v NatWest Please move my thread to NatWest Successes!!! Thank you

Mine Has......with A Big Fat Cheque - Yay!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

OH MY GOD!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! JUST SIGNED FOR A SPECIAL DELIVERY..................................FROM COBBETTS.................THEY HAVE SETTLED MY CLAIM IN FULL......CHEQUE DATED 20TH FEB................I'M SO GOBSMACKED I CAN'T STRING TOGETHER A WHOLE SENTENCE Need a cup of tea to calm down I think.........

When I rang I also asked her to confirm that they had received my Court Bundle and she put me on hold whilst she got my file out....hopefully then she got distracted by a big chocolate muffin and left my file out on the desk in full view

Has the postman been yet?????????!!!!!!!!!!!!!!!!

YAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! So pleased for you even though I've lost my one and only ally

Oh, well done you! (And I'm not saying that through gritted teeth lol) Yes, I called Cobbetts and was told they are waiting for a decision from their client. So, what time will you be camped by your letterbox in the morning then??

Nattie, I have noticed this to be the case for NEW claims - am I right?

Deller is right, you have to be prepared for it to go that far although of course you may be lucky and they settle yours early - but don't worry, the step-by-step instructions have advice for likely outcomes at each and every stage.

Hi Red and good luck! Question 1 - I don't think anybody claims this fee back as although an 'expense' it is not an unfair/disproportionate bank charge which is what you are claiming back. Question 2 - yes, this is perfectly acceptable - you just put the description from your own statements as appropriate. Question 3 - not sure about this one Question 4 - again, not sure, maybe one of the more experienced members will help you on this one. I personally didn't claim for any unauthorised overdraft interest as it seemed to make it too confusing.

Oh, fire fox, we are in the same boat!!!!!!!!!!!!!! I can so sympathise with your post on 16th Feb - that is exactly how I was feeling tonight - if only I'd read your thread before! I'm also going to ring Cobbetts tomorrow....so if the line's engaged when you try you'll know it's me! BTW, I hadn't realised that we have 14 days to reply with the court bundle and Cobbetts have 14 days after that. You learn something new every day. I am rooting for you! Keep us all posted. Ohhhhhhhhhhhhhhhhhhhhhhhhh the suspense!!!!!!!!!!!! Mups

Awwww, thanks Deller, you have come to my rescue yet again! Unfortunately I have been banned from clicking your scales lol. Firefox good luck, I'm going to read your story so far. Mups (feeling a little happier now)

Gosh I hope so.....I'm getting quite stressed about it now so I hope your prediction comes true! Thanks and enjoy the money! Mups

Gosh, I'm fed up. Everybody else seems to be getting their claims settled and I'm sure I'm going to have to go to court. Can anybody out there give me any encouragement? (sigh!)

Congratulations!!!!!!! That's excellent news. Glad to have been of help. Well done! Mups

Congratulations Twister - you kept that quiet!! What happened then? Did you actually get a court date allocated? Well done!! Mups

Court bundle sent to Court and Cobbetts last Thursday by Special Delivery. (It took me 2 days to covertly photocopy everything at work....photocopiers are so loud !!) Anyway, the bundle not including the index, cover sheet with my name v NW & case number and covering letter came to 101 pages!!!!!!!!! Have not heard anything yet from Cobbetts but at least they know I am serious about this claim. Thanks for all the great advice. What are the chances of this actually going to court? Do I just wait now or is there anything I should be doing in the meantime (phone calls etc?) Thanks, Mups

C O N G R A T U L A T I O N S !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Looking forward to the Happy Ending Mups