Unfortunately too late to turn it back now. I will fight though. My home IS my Castle!

One of the solution might be Extra Direct account which comes with prepaid MasterCard and online banking. Unfortunately there`s no DD or SO facility but your wages could be paid into your account. There is monthly fee of £12.5 and one-off fee £49.98 when you open. Extra Direct Another one, seems to be better is thinkbanking.co.uk - comes with DD facility, payrol, statements and Maestro Card. There is a one-off set up cost of £25 which is taken from the first credit to be paid into your account and a monthly administration fee of £12.50 think banking - The account open to everyone No credit checks whatsoever! All you need to open an account is proof of I.D. Hope it helps.

Tomtubby, I wasn`t aware of a Distress Warrant at all until now. What is the procedure with Statutory Declaration?

Thank you for reply. It seems my only hope in my two rottweilers then... BTW could they take washing machine or sofas???

I just figured out what is whole Bailiff stuff about in my case. In May 2008 due to failure to pay £ 195 as ordered by the Court (late payment of TV licence), a Distress Warrant has been issued to the Court Bailiff. On 16/07/08 Bailiff slipped a Removal Notice through my letterbox with Magistrates Court Fine highlighted on it and amount of £420 to pay. I was bit confused and sent a letter to Marston that I have no knowledge of any such debt etc... Today I got another note from the Bailiff through the letterbox saying: I (Bailiff`s name) attended your address today to execute a distress warrant against you on behalf of HMCS Bury The amount outstanding today is £420 I have been refused entry to the address and believe that you are wilfully trying to avoid me. You should be aware that there exists a power under Schedule 4A of the Domestic Violence, Crime and Victims Act to enable us to enter your property, BY FORCE, using locksmiths where required, to execute this warrant. I will be attending your premises with a locksmith within 7 days to conclude this matter. I will have the authority to use the above powers if necessary. So now I am just wondering what to do next. Do they have a power to force entry into my flat?? Please help guys. Thanks.

Well. Thats what I am talking about guys. Whats the actual truth then??

Thanks maroondevo52, I read all that stuff already but I am bit confused on subject. Direct.gov.uk states that: "Bailiffs trying to recover money you owe to HMRC are allowed to break into your home, providing they have a magistrates' warrant. Bailiffs recovering unpaid magistrates' court fines, however, do have the power to force entry." Does it mean that bailiffs recovering unpaid magistrates' court fines cannot break into my home? What "power to force entry" mean actually?

Hello guys, Some of you say that bailiff have the right to force their way into your home for a Magistrates Court fine. Although on Debt Basics - Bailiff Guide it says: "Most bailiffs do not have the right to force their way into your home to seize your goods. The only exception is that bailiffs from the Collector of Taxes (Inland Revenue) can get a warrant to force entry, but this is very rare." Same information you can find on Bailifs - Consumer Wiki website:"In general no bailiffs are not able to break into your home to seize goods. The Inland Revenue can obtain a warrant to force entry in extreme cases, however this is infrequent. Bailiffs are able to gain peaceful entry to your house through an open door or window and are even allowed to climb over fences and gates to gain access if necessary" Could anyone advise please? Thanks.