E-mailed Tom Hickey yesterday with a request for settlement, he replied within the hour saying a letter of settlement had already been sent to me. Received the letter this evening and rang Tom straight away regarding additional interest charges that needed to be added, no quibbles, just agreement to change the figures and initial. Cannot find fault with the Litigation team at all, just a shame about the organisation!!

Thanks GaryH, and don't anyone give up, this just goes to prove the banks really don't want to justify their costs and WILL pay before they go to court!! Survey complete, donation will be made when cheque is cleared.

I won't, thanks

Received the settlement letter just now, figure was for amount at MCOL stage. I have just rung Tom Hickey and they have agreed to pay additional interest up to today, extra £50. Total £2970.46. Thanks for all the correspondence and advice provided on this fantastic website, I don't think I would have had the balls to carry it through without this place. Cheers

GaryH No problem, sorry for the confusion!

Paul No further charges, but I will make sure everything is covered, thanks again for the support. I will post the result once I receive confirmation.

Pkea Will do, lets hope its the full amount

Thanks GaryH, I had already sent something similar to the courts before the 31st may deadline, the reason for the post was to see if anybody else had experienced anything similar or whether this was a new attack by the courts. I am happy to say that I have been offered a settlement (don't know the amount as I haven't had the post yet) so the banks still don't want to play ball it seems.

Hi PKea As a matter of fact I e-mailed them this afternoon (couldn't get through on phone) and I had a reply saying that a settlement letter had been sent out yesterday. I haven't had any confirmation from them as to what the settlement offered will be but fingers crossed! I am assuming that it will be the difference between the total claimed and the amount I suggested as an alternative charge. Just goes to show that the banks really don't want to disclose their charges!

Hi Wardy I managed to get hold of Barclays today, who told me who was dealing with my case, I have tried ringing them but keep getting the answerphone. I finally gave up and e-mailed the contact and within 10 minutes had got a reply so it maybe worth doing it that way.

GaryH As promised, the details of the court order: 1. The claim be allocated to the Small Claims Track 2.The matter be heard at Crewe County Court on Monday 2nd July 2007 at 12 noon 3. The claimant shall by the 31st May 2007 send to the court and send to the defendant a schedule of those items claimed for, indicating the the date, the nature of the charge, the basis on which it is disputed, and substituting as appropriate in their view an alternative charge. 4. The defendant shall by the 28th June 2007 file a counterschedule of the items claimed for, indicating to the above the grounds for defending the charge and the basisfor calculating the cost to the defendant of that service. 5. All other documentsto be sent to the court and to each other 14 days before the hearing. 6. The court must be notified if the case is settled prior to the hearing. ------- Your comments?

Thanks GaryH, unfortunately I am at work at present and the court order is at home! I can let you have the details this evening if thats ok, otherwise I can try to give most of the details now.

Sure, the court is Crewe, and the bank is Barclays. I have already submitted my details, the bank now have until 28/06/07 to respond. The hearing is set for 2/07/07

Hi I have had my court date through but prior to the hearing I have to submit the details of my claim along with what I believe to be a reasonable charge for the banks services. Following this the bank have to submit a counterclaim detailing why they feel the charges are justified. Is this a new spin or has anybody else had similar? Is this a good thing?