This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 08 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

okks thx alan and bookworm for sorting things out for me am going to send letter out in morn recorded del of course. hey!!! i 4 got to mention they even cashed my £10 chq even tho they have`nt sent the the full 6yrs statements.whats that all about? lol

abbey have still not satisfied my requests for the full 6yrs statements only rec`ved last 13 months even after sending them a 2nd letter. what now ? ?? have read lots of posts regarding 40 day expiry but so many posts now im confuded...aint hard to do .lol do i send this letter which i found on here in another post by alanofderby:- LETTER BEFORE ACTION Section 7 – Data Protection Act 1998 Dear Sir/Madam Account: xxxxxxxx I am in receipt of the documents that you have supplied in response to my Data Protection Act information request dated (Insert Date). The disclosure of personal data is incomplete in that at least the following documents are missing. 1) You have failed to provide a complete list of transactions and charges for the period prior to (insert date). 2) You have provided no notes, or documents relating to instances of manual intervention for the period prior to (insert date). Add anything else that you think is missing. This is not an exhaustive list by any means, it is just an example of some of the information I am missing. Accordingly, I have to tell you that you have not yet complied with your obligations under the Data Protection Act 1998. The time for compliance with my request has now expired. If you do not comply fully with my Subject Access Request within 7 days, I shall apply to the County Court for an order together with damages at the discretion of the court. Yours faithfully, or (1) do i just inform the ic? if so is there a standard letter of complaint to them? (2)calculate the charges on the last 13 month then multiply by the oustanding months which they failed to send me statements for ? then send them a LBA? would b gratefull if anyone could clear a way for me , think ive been reading way tooooo much and confused myself .lol thxs.

huh i cant remember how long ago i had my cap 1 acc? can i send prelim letter and just ask for the last 6 yrs charges nyways ? loli had a ccj against me from them posted re. ccj`s wondering if i can counter claim even tho its 2 months after the judgment ?

hey alan .. we need to get together 4 a drink so i can pick ur brains .lol mickfromderby. nerrrrrrrrrrrr nerrrrrrrrrrrrrrr .lol

hiya loula aw soz bout that i cud`nt find nything on capital one i didnt think to go into "other institutions" derrrrrrrrrrrrrrrrrrrrr me .lol thx

hiya paulwlton try this link dont know if it will help u . but wont hurt just to look http://www.hmcourts-service.gov.uk/infoabout/judgment/cannotpay/index.htm

hi . i have ccj against me which obviously i had to except, now knowing wat i know ie unfair and unlawful charges i wud`nt have accepted it . it was for capital one credit card. Heatons llp on behalf of capital one.. judgement dated 20-feb-2006.. i forgot this months payment (one week late) awwww naughty boy me .lol had a letter today sayin a "warrant of execution" will be issued against me which will involve a visit to me by a county court bailiff. now 2 months down the line is there ny possible way i can counterclaim knowing wat i know know about their unfair and unlawfull penalty charges? pleeese help me the bailiffs are cummin . lmao

hiy peeps any comments about "residential" parkin fines ? lol i keep gettin them for parkink outside my own effin front door.huh lol

huh just another ploy for shabby to skank us outta our money.lol

thx for that postie. aint a thief lol ..so how does one find out wat the shop limits are?

hiya madman . bookworm please take a look at my post re.shop floor limits ?