Hi there, This is the first time I have written anything on this. I just want some advice. I have been through the whole process with Nationwide and proceeded to the court stage. Nationwide have refunded all of the charges before the deadline, but what do I do now? I applied through MCOL. Do I proceed with the 'Judgement by Admission? Any healp would be appreciated. Thanks, Michelle

Hi all, I have been reading all your comments with interest. I am trying to get my charges refunded from Nationwide also. I have sent the initial request and LBA (dated 14th Feb). I had a reply saying no to the initial letter but have not had a reply relating to my LBA. Should I go ahead and file a claim or wait for a letter beck from Nationwide? I am very scared at this stage and don't know what to do so any help would be appreciated! Thanks Michelle :?