I rang [problem] who really weren't that impressed but when I mentioned that i have every intention of going to court today at 2pm he said , fax me an updated list of charges inspite of the fact that i had sent them two weeks ago. He did give me a breakdown and basically says it is the amount of the original claim plus interest plus the court fees. I am faxing it through and saying pay up or else. Just as a post script: He said don't get stroppy with me Ms J, I said, I am not getting stroppy and he said I heard you sigh! To which i replied that its not illegal is it? They are so antagonistic and really seem to resent all this business but we will not bow down! Will give an update as soon as i have one

I am due in court today at 2pm Yesterday LLoyds put in £2166.17 directly into my account with no letter, phone call or anything as courteous as that. According to my calculations however, the latest schedule of charges came to £2366.56. not including the £220 for court fees. This means there is £200.39 plus £220 missing. I rang [problem] to tell them it wasn't the right amount and a very officious person told me that was the amount lloyds had instructed them to pay which was the amount of the original claim- which incidently started on 4th april 2006! I told her I had sent an updated amount of charges 2 weeks ago along with the court bundle but she wasn't having any of it. My question is - if they haven't notified me at all about the break down, do I still have a claim that stands for the hearing at 2pm? I will ring up the court in a minute and I want to ring lloyds as well. If I do, can use this as leeway over Lloyds? Any help out there?

Please help me as I am a bit stuck as to what to do next. I have followed all the steps believing that lloyds would settle about a month after I returned the AQ going on what I read from other customer experiences on this site. Instead the judge ordered a stay until 23rd October 2006 although it says ' on or before 6th november 2006 one of the following steps must be taken: etc etc ' so firstly I am bit confused as to why there are two dates. Secondly what action do I take now? I have not received anything from Lloyds solicitors at all - do I wait for them to contact me or should I contact them but if I do, what should I say? I am really annoyed that this has happened as I soooo need the money. Are they likely to ask for an extension of the stay just to keep the money in their coffers for as long as possible? Are they likely to see it through to an actual court hearing in spite of the bad publicity? If I wasn't so busy starting at uni again I would say bring it on as they are so outrageous with all this but actually I just want my money back. Just for the record one penalty charge alone was for £330 unpaid direct debit!!!! I wonder what the court would say about that! Thanks in advance to anyone who can advise what to do. This is truly a wonderful site and big thanks to everyone involved in it. Power to the people Karen J