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Vic130274

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Everything posted by Vic130274

  1. Good question, I'd be interested to know the answer .. Any experts around?
  2. Fixed term .. paid monthly ... Does the notice to say certain things or have certain addresses on etc...
  3. Hello Can anyone advise what prescribed information needs to be in a notice to quit in order to make it valid ... I've tried google but can't find exactly what I need .... For info, this is from a tenant's perspective not a landlord .. Cheers, Vic
  4. Vic130274

    Argos card

    Lol, yes, quite right! I wanted a sofa for new flat but I'll look elsewhere now ...
  5. Vic130274

    Argos card

    Yeah, I should look upon that as a bonus ...
  6. Vic130274

    Argos card

    Yup, computer said 'No' to me as well ... and I still haven't been credit checked ... I'm wondering if I didn't pass the intital criteria as I've only been in my new job for a month (although this wasn't an issue for Halifax)
  7. Vic130274

    Argos card

    I've still not been credit checked ... I think a phone call to Argos is in order ...
  8. Vic130274

    Argos card

    Hi Pebs, I've checked my Experian file this morning and there isn't a credit search on there from Home Retail Credit. Maybe there was a problem with my application and they have to do it manually... Halifax also used Experian. I was gobsmacked when I was approved online as due to a lack of credit history, it never usually happens
  9. Vic130274

    Argos card

    Not sure if you're interested but Halifax have a new Classic card out which is for those building up a credit history (and less APR then Capital 1 .. but only just). I filled out the short application online and was immediately accepted and a credit limit given. The agreement arrived 2 days later ... Halifax - Classic Card
  10. Vic130274

    Argos card

    Maybe that's why then... I have a feeling Experian does but not sure about Equifax ...
  11. Vic130274

    Argos card

    Strange ... I've checked my Experian & Equifax credit files online and there is no sign of a credit search as yet ... and as per my post above, they said I would hear in a couple of days ...
  12. Vic130274

    Argos card

    Mine was for the store card .... which I think the APR is quite high for anyway ...
  13. Vic130274

    Argos card

    Eaxctly the same happened to me yesterday .... I wait in anticipation ... :-|
  14. Hi OP, please do keep this thread updated ... it's very useful and I'll be in exactly the same position come Feb (Deposit paid pre April 07 but new AST signed after April 07 - No inventory).
  15. Same here ... Turned down by Nationwide for a basic flex account but got a full account with Citi ...
  16. Lol ... sorry, that was supposed to be a smiley face (not a surprised one!)
  17. Thanks for address Michael Browne :o)
  18. Hi Peeps Joined the forum today and in next few days will be sending my 1st letter to the NATWEST to ask for list of charges for last 6 years!! Just one question (at the moment) - As my account with NW is now closed, do I send this letter to my old branch or the main NW address in London? Many Thanks, Vicki
  19. Will look for the NW Page Thanks for the welcome and the advice Willowb ...
  20. Hi Everyone This is my first time on the forum today and have found it really informative. I'm a ex-Natwest customer and will be trying to claim over £2000 back from them in charges!!! Have prepared my 1st letter asking for a full list of charges .. will send that off in next few days.... Love to hear from peeps who have had dealings with NW Cheers, Vicki
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