Sorry about the delay. I claimed orginally for 27.5% interest on the grounds of reciprocity, given that this is the interest rate that Barclays apply for "unauthorised" borrowings. My claim also included for Statutory interest at 8% as an alternative should the court deem that 27.5% was not applicable. Hope this helps.

Likewise Barclays settled my claim on the Friday before the 20th. Seems they had forgotten about my case and didn't even try to negotiate me down.

Am pleased to report that I do not have to attend court on Tuesday as Barclays settled yesterday.... Hadn't heard anything from them so rang them about lunchtime yesterday to find out who was dealing with my case etc. Soke to a guy called Dino who seemed slightly concerned that he could find record of my case with only 4 days to the hearing. He called me back and said he'd email the offer letter which was for all the charges, court fee and statutory interest. I responded pointing out the following: 1. My claim includes for interest at an annual rate of 27.5%. 2. My Case Management Information Sheet emailed to Mr Ruffhead on 14th February, which supersedes my letter to yourselves dated 9th February 2007, includes for litigant in person costs for research and preparation estimated at £138.75. 3. Confidentiality is unacceptable Given the above, on the unconditional and irrevocable receipt of £XXX into my Barclays Account I agree to advise the court and withdraw my action accordingly. Money in acccount this a.m. so letter sent to the court. Thanks to all who have contributed to this site and therefore helped with this claim. Donation and survey to follow :D :D :D

Dont't worry too much...It took a month for me to hear from LMC after transfer from CC.

Hello all, Has everyone else with a Mercantile Hearing on the 20th now settled? I know Betty has, but I still await contact from Barclays. Cheers

Thats a great result Betty - Congratulations.

Thanks JB. If detailed notes of the Judges views were available that would make very interesting reading. Any chance Barclays had a lawyer present to hear all this?...I am due for a direction hearing at London Mercantile on 20th Feb.

a small glitch...does anyone have a link to Case Management Information Sheet please, as the sheet i have doesn't appear to match with the answers i got from this thtread Case Management Conference 13th Oct. Many thanks

It's a work in progress....(cos i am at work...) I write further to the enclosed letter received from London Mercantile Court dated 2nd February 2007, confirming a hearing for the subject case on 20th February 2007. I attach an updated schedule of charges and interest totalling £279.07. In addition my costs at this time are £30 for the court fee. This brings my total claim to £309.07 at the time of writing. As litigant in person I understand that the responsibility of submitting the required case bundle to all Parties and the Court is that of Barclays Bank Plc, given the comparative magnitude of your own professional resources. I will of course furnish you with a copy of my own Case Management Information Sheet when submitted in due course. Yours faithfully,

That makes 3 of us. I have just spoken to the court....details posted in my thread "Vs Barclays in the Mercantile". Hopefully we won't need to turn-up.

Thanks Calculator. Have just spoken to the Mercantile Court (letter was headed Royal Courts of Justice Group, Admiralty & Commercial Registry) for clarification, spoke to a very helpful guy called Darren who advised as follows: The "Small Claims Hearing" is effectively a Case Management Conference, 14 other cases were listed for the same time, 8 of them vs Barclays. He also confirmed that as I am a litigant in person the responsibility for providing the Bundle lies with Barclays as they have the resources etc. He also confirmed that both sides must send to the court a Case Management Information Sheet by the required date (14th feb). This was not clear from my letter as my letter only referred me to CPR 59 for guidance. CMIS should also be copied to the other Party. Apendix 6 of Commercial Court Guide (see HMCS website) has the CMIS which needs completion. I think i have seen some answers in another thread...Case Management Conference 13th Oct. Darren the Clerk also advised that the best thing to do was to contact Barclays referencing the letter from the court and including an updated schedule of charges...as this may spur them to settle etc. Fingers crossed... Letter to Barclays will be sent this p.m. Results to follow

Its been a while but finally things are moving: Received my letter from the Mercantile yesterday which states: ..."There will be a small claims hearing in this case and several others which raise the same or similar issues at 9.30am on 20th February 2007. The hearing is intended to give directions for the hearing of some or all of these cases in a way which saves time and expense. It is hoped that all parties will attend but, if this is not practicable the court will be pleased to consider the written views of any partyprovided that these reach the court no later than 14th February 2007". Also confirms small claims costs apply. Is this effectively the CMC? Do i need to take anything with me or submit anything to the court prior to this hearing? I haven't been asked to send a bundle or questionnaire/info sheet as others on this site seem to have. Also anyone else got a hearing at the same time??

Excellent - Many thanks BB

Congratulations....I'm waiting for the Mercantile to allocate their case number vs Barclays etc, so it is reassuring to know that settlement is a just a matter of time. Did you have to go to the CMC in the end or did they settle first?

Does that mean you got a positive result??