Hi everyone, I have a composite hearing on 12th October to consider lifting the stay on my and other cases due to hardship. I have been asked to submit skeleton arguments and copies of all relevant authorities relied on at least 7 days before the hearing. This apparently means details of any other cases where the stays have been lifted. If anyone knows of any and could give me details that would be great. I think I know what to say in the skeleton argument but any advice would be greatly appreciated. Thanks everyone. Sarah:confused:

Hi everyone, After initially refusing to reply to Cobbetts CPR 18 request I have now been ordered by the judge to do so. I have come across a number of documents on the site that do this but I am confused as to which one to use. What is the most up to date information? Also, my case has been listed for a Case Management Conference and allocation hearing. Is this normal? If it's happened to anyone before can you let me know if the defence turned up and what happened either way. thanks, Sarah

Hi Steve, After initially refusing to reply to Cobbetts CPR 18 request I have now been ordered by the judge to do so. Am I right in just reproducing the document in your previous post? Also, my case has been listed for a Case Management Conference and allocation hearing. Is this normal? If it's happened to anyone before can you let me know if the defence turned up and what happened either way. thanks, Sarah

Hi everyone, After initially refusing to reply to Cobbetts CPR 18 request I have now been ordered by the judge to do so. Am I right in just reproducing the document on page20? Also, my case has been listed for a Case Management Conference and allocation hearing. Is this normal? If it's happened to anyone before can you let me know if the defence turned up and what happened either way. thanks, Sarah

Hi, Thanks for the directions. I think I've found all the info I need and I now feel confident about how to proceed. They have actually entered a defence. Yes, I did send the letters from the library, they certainly made life much easier.

Hi everyone, This is my first post in this, or any other, forum so please excuse me if i make any faux pas' or ask for information that is available elsewhere or been covered before. I've been down the claiming my bank charges route and unexpectedly had to issue court proceedings. NatWest has not only decided to defend the claim and instructed solicitors, siting all sorts of inexplicable gobbledy gook, but they've also issued a "Request for Further Information and Clarification". This asks for lots of info about whether I am claiming it is a breach of contract, which term has been breached, identify the contractual provision(s) that the claimant alleges are invalid by reference to the Regulations and other such scary and intimidating stuff. They state that I must supply replies to all their questions within 14 days or they will ask for the claim to be struck out. Now I realise that this is just posturing on their part in an effort to get me to cave in but I'm not sure what I am obliged to do. Can I just wait for the Allocation Questionaire and ignore all this stuff until we get to court (heaven forbid!)? Or do I really have to find out all this stuff in which case I think I may need legal advice. Sorry to be so waffly, feeling a bit intimidated. Thanks in anticipation, Sarah