This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Can I take this opportunity to Recommend a Friend to Alliance & Leicester. We will both get £25 from Alliance & Leicester. This can work for people pay in £500 per month with a Premier Direct Account or a Premier Current Account. If you already bank with A&L and have not been referred please e-mail me on mark.ford@swansea.gov.uk with the SUBJECT HEADING AS: "A&L Referral Joined" If you know someone that doesn't bank with them but would like to, they can email me on mark.ford@swansea.gov.uk with the SUBJECT HEADING AS: "A&L Referral Want To" Many Thanks. Mark.

Is says: In this space below, set out any information you consider will help the judge to manage the claim. What do I enter in here that will help my case, Thanks. Also, what documents to support my case do I provide to pass to the judge and Barclays? The questionaire has to be handed in on the 13th July. Thanks.

http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=409701&in_page_id=7&ct=5&ito=1453

No, will post it when i'm on the PC at home next to a Mod. Thanks all.

STICK WITH YOUR DEADLINE - Do not let them Dictate to you. Their just biding time, hopeing that you forget. Send the next letter out, the LBA.

Barclays have until the 22nd June to reply to the courts. Do I wait until then before using the document to give judgement etc? I think I do, but i'm being cautious!

Write a letter declining. Did they send you the letter after their 14 days to respond?

Thanks Kaznelson. Much appreciated.

How long does it take, from the moment you submit the claim to the court?

Good response. I'll use that if I get asked the question.

It could be the latter yes, you would have to check.

Where by are te Unpaid DD a day later? I don't see them on the list of dates that you posted.

PLEASE SEE POST 71. http://www.consumeractiongroup.co.uk/forum/showthread.php?p=61106#post61106 Hope that this helps.

Looking back at the charges, the only thing that you can get them for if they are the same charges. i.e. Paid Referral Fees or Unpaid Fee, is that the 25th November has been charged Twice. They can only charge you a MAX of once per day. They are correct however regarding the Monthly Charging Period for your account. This I think we can use to our advantage to force them in admitting that the charges are automated etc otherwise if they were manually entered it would take alot of personnel to search each customer's files for their monthly charge and then to work out how many charges you have incurred per day and per monthly charging period. We got them.

Are the all Paid Referral Fees though? If there Unpaid Fees, there is no limit on these on how many you can get charged! According to their Charges booklet anyway, I can't see any limits!

When you say from, is that the statement start date or the charging start date?

I think you mis-understood. The Monthy Charging Period for you account may be differend to mine, it depends on what date you requested Barclays to send you the Statements and that the charging period starts TWO DAYS BEFORE the statement date. i.e. My statement date is from the 25th to the 24th which means that the Charging period starts on the 23rd. Sorry if this in confusing. Find out your charging period first, here is the number to ring: 08457 555 555 customer services.

What about the questions to ask? Does anyone have any First Hand experience that they can share with the questions they have asked the defendant (Barclays)? Thanks.

Anyone know of good reading here for court help?

I just checked the Leaflet called "Our bank charges explained" from Barclays. It states that: a) Unpaid Fee :- If you go overdrawn without agreement or if you exceed your agreed limit we may return your cheques, standing orders or Direct debits. b) Paid referral Fee :- A Paid Referral Fee is charges when you go above your Paid Referral Buffer. You will not incur more than 3 fees within any monthly charging period. This in turn suggests that as my charges were dated the 15th Apr, 20th Apr, 21st Apr and the 25th Apr, my charges were correct and were only 3 per monthly charging period. I rang up and asked what my charging period was, they said it was the 23rd. Hence 15th, 20th & 21st are 3 for that month and the 25th went onto the next month. What I will do now is check my statements and see if that charge came out of my account at the correct time. i.e. "A Paid Referral Fee is charged the day after a payment has caused your account to go over your Paid Referral Buffer." So, this is no good if I produce this to the courts. It may be different however in your case. Hope that this helps you. Mark.