With the issue of not getting the £1,000 for your part exchange, you need to check the paperwork. The common practice of "writing back" deals does not mean that you are having to spend more money. Infact, depending on whether you have any finance outstanding on a part-exchange, "writing back" a deal can often be the only way to get the best deal from a garage. Any garage that sells a car is liable to pay VAT on the difference between the selling price of the car, less any costs (warranties, RFL etc), and the price that the garage paid for the vehicle in the first place. If they give you £999.99 less for your part exchange, you should find that your top-line cost of buying the vehicle has also dropped by £999.99, so that the balance payable is exacty the same figure that they agreed with you when the deal was done.

Approved Car Finance really don't have anything to do with Yes Car Credit. Yes Car Credit was the trading name for a company called Direct Auto Finance. Approved Car Finance was the company that "rose from the ashes" of what was once Direct Car Finance.