I have a court date for 15th Jun, there has been no request for an allocation questionnaire and I never even received the defence. Everything seems a bit sparse What should I do, it says I can submit via post by the 12th Anyone have any suggestions Thanks

Hi there I have now received a court date for the 15th June, any suggestions on what I do Should I call them or just stick to letters Would really like to get this wrapped up before a court appearance and all the work that goes along with it Thanks Denver

Hi I am currently claiming against HSBC for about £1200 and about 6 - 7 weeks ago I got a letter saying that HSBC were going to defend their claim with the Solicitors details. I have heard nothing since then (not even the defence) apart from a letter saying form the Court saying that it has been transferred to to the Mercantile court Is this normal, should I have recieved the defence? I dont seem to be hearing much so am getting a bit concerned about wahts going on Anyone got any experience dealing with this? Thanks DK

Hello there I have just recieved the same letter 27th March in the Strand, what shall I do DK

Hi I am in the process of taking Abbey to court, its been 28 days and they have just filed a defence, however they have just conatced me asking for an email address and phone number to contact me. Is this normal, have they done this to anyone else, what do they want to talk to me about? Thanks in advance

Well thats reassuring, I thought that it would only be a problem if it got to court and if they turned up, Which I know is unlikely. I'll just crack on and keep you guys informed Cheers Denver

Can anyone help with this, I am really getting a bit worried now Thanks Denver

Hi all I think I may have a problem When I filled in my county court form I used the template However I just realised that in the section where I wrote Between xxxxx and xxxxxxx, the defendant deducted various amounts from the account in respect of: ‘unauthorised overdraft fees’ (levied daily if the account debit balance exceeded the specified overdraft limit), “charges” (levied monthly if the account debit balance exceeded the specified overdraft limit) and ‘debit under advice’ (levied if a cheque or direct debit payment was returned unpaid because the specified overdraft limit had been exceeded) I omitted to replace the words "unauthorised overdraft fees", “charges” and "debit under advice" with my own statement descriptions of charges, i.e Unpaids out, Paid referrral .. etc have a messed this up or is this not gonna be a problem. i.e. could they use this to win their case? Thanks in advance, I hope I haven't messed this up so late in the day. Thanks again Denver

Hello, Me again Just received the Allocation Questionaire plus the Barclays Defence, it all looks pretty straight forward, apart form the cost. Its asking me to send more money but there is no information on how much or what its for. I researched and came across an EX50 form on the courts website. I am "Small Claims Track" and am claiming about £900 inclusive of Interest and Court Costs. Do I need to send any more money or what, according to the EX50 I dont but I can't be sure. Can someone please confirm. A Few Questions Also is this all still normal, i.e. Did all you other Barclays lost go through the same process or had they given up by now and paid out? Does any one have a link to the standard Barclays defence, I had a search but cant find it? Thanks Finally, I am doing this claim for my girlfriend, at what point do I state that I will be representing her in court - if it gets that far. It says something in the questionnaire about your solicitors details which obviously I am not but I still want to represent her Thanks all for your help Any other advice greatfully received. Someone please tell me its all gonna be OK, I'm getting a bit hot under the collar now!!!! :confused: Denver

Hi there I have received all a couple of documents from the court, the first is a "Notice of Issue" and the second is "Notice that Acknowledgment of service has been filed" in this Barclays has "responded to the claim indicating an intention to defend all of the claim" Just a quick bit of reassurance wouldn't go a miss. Is all this normal? Do I need to do anything? Is everyone elses responses from Barclays the same. it came from Litigation and Disputes, Level 29, One churchill place Thanks in advance for all you help Denver

Hi again I posted my court claim to the local county court last wednesday and still haven't heard, does anyone know how long it usually takes to get a reply back? Thanks Denver

Hi again I have just read the template for the letter, it says if it is close to the LBA 14 days then just crack on with court Can one of you experts just confirm that I should leave as is and let my court stuff progess. i.e the next thing they will hear about me is the County Court Thanks again Denver

Hi all Well my process is going on nicely, its been 14 days since my LBA so today I submitted to the small claims court via my local county court, however when I got home from work there was a letter offering me £300 (a fraction of the amount). I know that I should continue, which I will, but I have already started proceedings. Can I just ignore it or shall I reply with the standard "I will take it as part payment" letter Bearing in mind what ever I do the court process is going to happen Thanks for your help

OK thanks for all this So my next step is LBA and then small claims 14 days after that. I'll keep you posted Thanks again Denver

Hi all Great Forum by the way So I have just learnt about the whole bank charges con and am going through the process of claiming my cash back. As I understand it it is a 3 stage process (at worse) so I have sent my first letter, after receiving my statements, in this letter I used the template "Preliminary approach for repayment". I also put in it a list of my charges PLUS THE 8% INTEREST as per the spreadsheet. I have since recieved a reply from the internal complaints dept. saying that they are dealing with it will contact me again by 21st Sept, I sent the letter on the 21st Aug. I have two questions at the moment. a) Was it OK to put my 8% interest demand in my first letter or should I have waited til later, if I shouldn't have done it will it affect my claim and how can I fix it? I read in another post that someone was worried that they had demanded their 8% too early??!! :? and b) I stated in my letter that they had 14 days in which to respond, however they are saying that they will conatct me by 21 Sept which is about a month after I sent the original. Do I continue with the second letter "Letter before action - Consumer version -asking for it back" after 14 days or shall I wait for their second response? Also if you have any other advise I would be happy to hear it Thanks in advance Denver P.S. This forum is great help, and since I have heard about this whole bank charges thing I have been telling everyone, who cares to listen, about it. Its great to see the little man win for once!!!