Doubt it - bank account is in constant use.

What if the account was closed by the bank in 2004? Getting letters chased for payment of £500 over it, and that was a £100 overdraft and the rest is charges.

does CCA request work for Bank Accounts/Overdrafts?

If a Debt agency buys your debt, and you CCA them, and they then get the paperwork of the original credit, is this not a violation of the data protection act? and not only that but an intent to violate written down on paper nice and clearly?

If the bank has sold your debt on, then surely they no longer have any right to pass your information on...

Regarding the overpayment, she was informed by her manager when tendering resignation. not to work her weeks notice, and to leave straight away, rather than finish the working week, due to harrassment by other managers. She then received a payslip a couple of weeks after that saying -27 and then a few days after that a letter demmanding the return of 27.

Obviously their payroll had done the calculations prior to her revising - but it was their decision to not have her finish her weekly shift requirements.

Yes if they if no contract then no money due.

 

What she could do is write to them saying she is unaware of the term in her contract that states that she has to pay money back. And I put you to proof that there is. Only a true certified copy of the contract will be accepted as proof. And remind them where there is no term indicates a duty in the contract to repay this amount that it is unenforceable and the courts would have no choice but to find in my favor.

Thanks - we will give that a go. Her worry is they may have kept the signed sheet and stuck it into a new contract which she has never seen.

What if they did chuck away the "incorrect" contract, in that case they have no signed contract with her! does that make a difference?

she left in June, and had only been there about 2 - 2 and a half months.

Another little niggle with them, is they insisted that she had to wear a certain type of shoe for "health and safety" paid for by herself, even though the law states that any items of clothing for health and safety are to be provided by the employer, I was half thinking the price of her shoes she had to buy covers most of this £27

Hi all,

Mrs Caledfwlch recently left her employment at BHS after repeated bullying from managers, who also on many occasions "forgot" to schedule her legal and lawful break meaning she couldnt go on it! another trick was if you are serving a customer when your breaktime comes up , you have to finish serving that customer, and if your 15 minutes was up by the time you finish, then you were not allowed to take your break after!

Anyway, she has begun receiving letters from BHS saying that they overpaid her by £27 and threatening debt collection agencies. How lawful is this? especially since the amount of breaks they denied her add up to a a couple of hours at least. Where some complication arises, is the contract she was given and signed said 27 hours per week, but they only gave her shifts amounting to 19 hours, when she pointed this out they said oh sorry, we made a mistake, and took her contract off her (silly woman should have made a copy i suppose...) BUT they never brought her a new contract to sign, so in theory the only signed contract they have says 27 hours, which they probably binned. Im just wondering if anyone has any ideas.

The bullying by managers was reported to the HR manager who should have recorded the complaint, and asked the relevant managers to apologise - after that the bullying got worse, hence the Mrs leaving.

thanks