Sounds like a plan. Thanks.

Hi, Thanks for all the help and advice from those on this site! The reason for this thread is just to check that I am o.k to proceed with my claim. I started the procedure on Sept 21st last year and have religously followed each step and sent the next letter at the correct time. I was "awarded" a goodwill payment on November 24th 2006 and sent my LBA off on November 29th. The deadline was 13th December 2006. However I did not have, nor have had the funds to proceed with the court action. Now due to an insurance payout from an accident that occured March last year and had just reached court 2 weeks ago I will shortly be in the possesion of the funds which will allow me to continue the action. WILL I BE ABLE TO CONTINUE FROM WHERE I LEFT OFF DESPITE THE 4 MONTH DELAY? Sorry if this is a daft question and I know it probably has been covered before but to be honest this is not my strong point! Now if anyone wants a car repared .............

Just got past this stage myself. Wait until all the statements/printouts arrive. Go through and high light all the relevant charges. Enter them into the Excel spread sheet available in the Library template section. Cover up (I never worked out how to delete) the intrest column on the sheet. Post off to Abbey with the Preliminary letter. Have a look in the step by step guide to confirm these steps. This is off the top of my head and I'm only a novice. Get someone to double check the instructions and check you are doing it right. This is what i did, just to make sure all the legal stuff is 110% correct. Any loop holes and you just make trouble for yourself.

I think that I may have a different interpretation of the phrase "manual intervention". I was under the impression that it was somthing along the lines of altering my credit rating or blacklisting me. Anything that was not under the headings "legal" or "charges".

New Event..................... I recieved a phone call from my wife a few moments ago and she informed me that a letter from "Pam Speed" had arrived. It informed me that "Arrangements have been made to send me archived statements". It also states that my request for any details of "Manual intervention" could not be complied with as not all actions are recorded by the bank. I am happy with this because I have no reason to believe they have manually intervened in my account. AM I SAFE ASSUMING THIS? What I would like to confirm now is .................. A) Do I still send my "you have not complied with the data protection act" letter. I am assuming yes. AS an aside I was wondering why I have not had a "Microfiche is not covered by the data protection act" letter as most of you seem to have had one. Also when the statements eventually arrive will they be "heavily edited" as described by other people in other threads, and if so what is edited? Thanks for you assistance.

Just discovered the Milton Keynes Data Protection Team's address. Sorry.

What would this address be please and would it be the one to send a "you have not complied with the Data protection act " letter (the stage that I am at in Dazzo v Shabby)? I would like to avoid any po box numbers. Cheers

Right this is the story so far........ 21st Sept SAR sent. 24th OCT statements July'05 to Oct'6 recieved. (No letter with the microfiche excuse!) Today I am going to................ A) Send off the "You have not given me all relevant info accordiny to DATA PROTECTION ACT" letter B) Add up on the Excel spread sheet (from the library) the 16 months charges (minus the 8% intrest!) What I would like to clarify is ............... DO I SEND AN ESTIMATED CLAIM IN NOW? (X/16x72) Sorry to be a pain it's just I have to factor in the "microfiche arguement" into the step by step guide in the FAQ's. I want to keep the momentum going now I have got off the ground so I'm doing it today!

This sounds like a fob off. Obviously listen to the more experienced members for advice but I would be tempted to carry on with the timetable. Is this question dealt with in the FAQ's ?

Thanks for the advice. I'll check to see if the cheque has been cashed. If it has then all well and good if not then I'll wait and see what happens.

MCOL? Sorry to be such a plum, once I get a hang of the lingo on this site I'll stand half a chance of sorting my mess out!

Yes. It was a copy of the template in the FAQ section.

After reading the FAQ's and following the templates to the letter I sent my "prelimanary letter" off with the £10 fee on September 21st. However I did not send it by registered post is this a problem? Will it get "lost"? and should I re-send it? I know it has only been 21 days but other people seem to have been sent the "fobbing off letter and one years statements" before now. OOOOOPPPPS.

Thanks for the input. I can see why it would be a good idea not to include the paragraph. I will stick to the letters in the template library! Thanks.

Would it be worth adding a correctly worded paragraph to the data protection letter to the tune of .................... "Please enclose the entire 6 years worth of statement as this is what I am entitled to. Please do not sent a "statements are on microfich" letter as this will only lead to me taking action against you under the data protection act thingy majig (A god place to enter correct legal jargon!)". This might let them realise we are onto their little delaying tactic game. What do the experts think?