Hi all..
I've been thinking of reclaiming my charges from the RBS for a while, but was put off by the hassle I had over cancelling various PPI's.. anyway, time to get my head around the bank charges now...
I've already claimed back my statements from the last 6yrs using the template from here.. I calculate that I have been charged the grand total of £1,300.. Haven't included agreed charges for overdraft etc, nor any interest..
I have printed off template letters for the next stage to have a read thru and have done a spreadsheet stating the dates, details etc.. I am slightly worried and would like to ask a couple of questions..
Will my bank account be closed.. or will they threaten closure?.. Have the RBS been known to close accounts of those claiming charges?
My credit history is extremely naff at the moment and I'm worried that I'll be refused a new account with another bank..
I have a hefty overdraft ATM and a RBS credit card, will these affect my claim?
there's so much to read on here, so apologies if the answers to these questions are already posted somewhere.. I did look
ps.. I've seen 'moneyclaim' mentioned a few times, but cant find what exactly this is...
thanks in advance for any advice or pointers..