I've seen a solicitor today and all seemed very positive, she is contacting the court this afternoon to try and arrange a reponing which will immediately halt and further eviction until the court can hear the case, some breathing space it would seem for now, until the the next battle starts, thanks for the help and guidance so far, very much appreciated

You're being a great help, thanks, The latest letter I got on Saturday states that they are in possession of an extract decree, I take it this means that I need to get a solicitor to try and get a reopening? From your experience, how likely is it that I can get a reopening and then have the enforcement order suspended?

Hi Rory, The hearing has already taken place, although I didnt attend, partly through fear and also as I didn't believe I would have any right to state my case, having read some of the posts on here, pure stupidity I know, The property is purely residential and is my only home, I dont have family in the area either as a back up when I am evicted, my partner also lives with me and has since I bought the property, the mortgage is solely in my name however, the arrears resulted through my being made redundant, I have now returned to work, albeit on a lower salary, I have however made last months and this months mortgage payments plus a bit extra towards the arrears both months, this isnt enough they tell me however. The lender has gone down the 3rd route in terms of the repossession. I really appreciate your time in helping with this nightmare.

Accord have stated that they will repossess on 2nd Dec, I havent attended court, but they have and this is the date set, I have made this months payment plus a bit extra towards the arrears and have committed to this going forward, I will this week make my second payment of the monthly mortgage payment and an amount towards the arrears, but they have insisted on a lump sum of £2800 in addition to my payment which I just dont have and cant get without the help of a loan shark, understandably I dont want to go down this route, how else can I keep my home though????

Thanks Lorraine, all the best for the future and thanks for your kind words.

Accord have stated that they will repossess on 2nd Dec, I havent attended court, but they have and this is the date set, I have made this months payment plus a bit extra towards the arrears and have committed to this going forward, but they have insisted on a lump sum of £2800 which I just dont have and cant get without the help of a loan shark, understandably I dont want to go down this route, how else can I keep my home though????