What your all basically saying is for all the times your bank has charged you for going silly overdrawn - ie pennies or other circumstances???? (not sure what they are) you can claim them back?
Sorry if that seems abit dim but ive just seen this thread on another website ive use and im intregued.
Any info on what sorts of things you can claim back on would be fab,
im with Barclays and there forever charging me and its begining to drive me mad, so mad im considering changing my bank!!!