Despite my best resolutions I fell for a Comet insurance offer. The deal was 'Pay £200 to insure your camcorder and if you do not claim after 5 years we will give you your £200 back'. So, OK, I fell for it. 5 years down the track I send off my claim to get my money back only to have the claim rejected because I had not claimed within 30 days of the end of the 5 year period. (I actually claimed after about 2 months) When I took out the insurance, I certainly never knew the claim period was so short (its is buried in the small print and I have no recollection of it being part of the advertisement). I certainly would never have taken insurance if I had known because I am often on holiday for at least part of the month in which I would have had to make the claim. So what can I do? Can I claim this is an unfair and unreasonable condition? Who decides if it is? Any suggestions gratefully received.