fairs fair and the banks and other huge corporate companies who bully around the majority of us need a big kick up the beeeeeehind to be more considerate of the ppl who keep their profits rolling in. Again hello all, and good luck to all of u starting, in the middle or nearing the end of journey. Am I correct in thinking that it is ok to try and reclaim charges off credit cards too ?? That would be sublime !!! Byeeeee