Hi
2 car loans and 2 credit cards
Unfortunately, I got into a pickle in UAE had a job on commission only and wasn't paid, and had to juggle jobs paying back what I can, I paid back more than my debt but the people in the banks were moving my money around, and distributing it a way where my balance increased and not reduced,
after paying off so much I asked to have a statement or receipt of what I was paying, they didn't provide anything, stop and started with chasing, I just asked for receipts, Separate bank I then agreed on a payment term on a car loan, but two days before it was due they put a police case and tried to seize my car, but had kids in the car, the police advised drive the car home and leave it on your driveway
To top it off, I got into a fracas couple of years later and although I was told there was no charge, suddenly I was detained for 4 months and deported for assaulting a police officer - which didn't happen.
Whilst I was in jail being deported, my mother died, couldn't attend her funeral, the company I was working with held my salary and commission, had no money for a lawyer, had no legal translation, and was subsequently charged.
It seemed they were blackmailing me for 50k because a lawyer would have got me released, as the evidence was so flimsy - whilst on bail a prosecutor re-heard my case on request from the embassy, he agreed that my deport should be removed and promised to remove it, but that did not happen and had to surrender myself to get back home
With that my wife and kids had to leave as well - before that time, my wife was scammed through her ID for something she tried to buy 3 years ago, although it was reported to the police she and my kids were held up in Dubai for 19 days with two young kids before she got the police cases removed and then allowed to fly home. She wasn't detained but the hotel costs and flights then getting home and trying to get a new life again, all our savings have gone.
My wife had a personal loan and credit card, they kept her end of service, but now they are chasing her , and they even chased me for my wife's debt by calling my workplace 27 times and they called my company owner.
My wife has tried dealing via IVA but they refused the amounts -
From my side, I am now getting WhatsApp messages and an email sent to my company.
Because my job is estate agent my name is on property adverts, subsequently they got emails and numbers which were not provided to them.
Literally am trying to rebuild my life again and cannot afford to pay back and cannot be having them to be calling my workplace
- how do I respond ?
where do I start,
ignoring on my email is fine but not at my workplace.
Thank you