Yorkshirepud
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Hi everyone
New to this site and just wondering if anyone can offer me any advice
Cabot have been on my credit file for a while for an old credit card debt (think Aqua). I have over this time received various emails and i have ignored them all
I think i was hoping that it would just go away especially as the default date showing on my credit file is 31 December 2018 however i have today received an email that says if i don't respond within 26 days they will look to pass it to a Solicitor to obtain a CCJ.
What should i do?
Grateful for any advice anyone can give.
Cabot and old Aqua Card Debt - will they go for a CCJ?
in Newday
Posted
I have definitely never communicated with Cabot. They may have written to me and i have filed it in the bin; I can't be 100% sure.
Not moved so Aqua always had my correct address.
My only concern is if they do go for a CCJ i don't have the means to pay and not sure what my defense would be (i did take out the card and not pay it back). I just hoped it'd have pushed to the 6 year and vanished into the ether i really don't want a CCJ but nor do i really want to pay these bottom feeders but if that is only way to stop action i guess i'd have to?
I appreciate your response.