I have definitely never communicated with Cabot. They may have written to me and i have filed it in the bin; I can't be 100% sure. Not moved so Aqua always had my correct address. My only concern is if they do go for a CCJ i don't have the means to pay and not sure what my defense would be (i did take out the card and not pay it back). I just hoped it'd have pushed to the 6 year and vanished into the ether i really don't want a CCJ but nor do i really want to pay these bottom feeders but if that is only way to stop action i guess i'd have to? I appreciate your response.

Hi everyone New to this site and just wondering if anyone can offer me any advice Cabot have been on my credit file for a while for an old credit card debt (think Aqua). I have over this time received various emails and i have ignored them all I think i was hoping that it would just go away especially as the default date showing on my credit file is 31 December 2018 however i have today received an email that says if i don't respond within 26 days they will look to pass it to a Solicitor to obtain a CCJ. What should i do? Grateful for any advice anyone can give.