Hi All,
Back in the early 2000s I got in a lot of debt.
Most of this debt has been paid off through a debt management company or written off.
Around 2015 all the debts vanished from my credit files due to being over 6 years old.
I applied for a Nationwide flex account which I was approved for.
I logged in and was shocked to find my old credit card on there with a balance owing and payment due by middle of the month.
My questions are this do I need to pay this?
Should I use the flex account?
can they start writing to CRAs again?
Nationwide have not contacted me for a number of years since around 2010 and I thought this card was part of my repayment plan.
Any advice on what to do here?
Thanks for all your help again. I received a lot of help from this forum back in the day.