Lowell has taken over Hoist and picked up the baton of endless unlawful harassment over a debt which went to court over 10 (more like 15) years ago and has been meticulously paid off ever since. Their purpose is to 'help' me pay a larger amount sooner - no thank you. Their calls are now blocked on my mobile and landline, no doubt the 'helpful' texts and occasional letters will continue as before, ignored, deleted, shredded.