Sending the cca form that’s very straight forward thank you but it’s the court ones I’m struggling with to prepare but I will try again to see if I can figure it out I’m sorry if you think I’m little slow here it’s not on purpose Please bear with me

Ok thanks but should I send it also to their solicitor so if I don’t get reply can say I requested it just I don’t have long left Can you please send me the link again to the cca now so I can fill it in and will print it ready to send recorded delivery ?

Ok thanks I will try and find all the information to send thanks for your help

Thanks I checked my credit file the amount they are asking for is the amount that was on my Barclays report and and it does say they sold the debt onto them Feb 2022 pra group there is no Reference number on any of the paper work that anything similar to my card number I’m glad you think I can defend what is the normal success rate with defending this way

Sorry my mistake you've missed out: Date of Agreement: – October 2018 yes I believe so is when I got the Barclay card I did try to check it but I couldn’t find it Reference Number: – is this the original creditors reference number I’m sorry I didn’t include one where would that be account number? (y/n) no how many digits does it have? I can’t get into account but will look for card asap I’m 99% sure it was 16 digits Unpaid balance: - won’t let me into check as account is closed do you know how I can check it if needed Once again thanks

Once again thanks for your help here is all the information I hope I have done it right name the issuing court: paisley sheriff Court Who are the pursuers: PRA Group (uk) Ltd Who Are the Solicitors [listed at the bottom of the writ] :Brodies LLP what date was this served on you and by what method [hand/post] and by whom:- Hand by sheriff officers on 16th February what date is within the COURT STAMP: 16th February 2023 What is the writ for – [sentence under defender] To grant decree against the defender for payment to the pursuer of the sum of £9320 AND under condescendence: 1.The parties are designed in the instance. 2.The pursuer has no reason to believe that any agreement exists propagating jurisdiction over the subject matter of this cause to any other court. 3.the pursuer has no reason to believe that any proceeding may be pending before any other court involving the same cause of action between the parties as those named herein. 4.The raising of the action and is domiciled there. 5. The nature and circumstances of the said residence indicate the the defender has a substantial connection with Scotland. This court accordingly has jurisdiction 6., on or about 3 October Barclays Bank UK plc entered into a credit agreement ( hereinafter referred to as the agreement ) with the defender. A copy of the agreement will be produced the agreement is regulated by the consumer credit act 1974 ( the 1974 act ) 7.The Defender failed to maintain payment of the instalments due in terms of the Agreement. Barclays Bank UK plc served a default notice in the defender. The Defender failed to make payment in satisfaction of the Default Notice Barclays Bank UK plc terminated the agreement. Following the termination of the agreement the balance due thereunder is £9,320 which is the sum sued for. 8.On or around 18 January 2022, Barclays Bank PLC rights in terms of the agreement have been assigned to the Pursuer . Notice of the assignation has intimated to the Defender. 9.The Defender has been called upon to make payment of the Sum sued for but has refused or at least delayed to do so. This action is accordingly necessary AND under pleas in law The Defender being due resting and owing to this Pursuer in the sum sued for, decree should be granted as craved. What Is the claim for ..[Overdraft, credit card, loan account, HP Agreement, Catalogue or mobile phone debt etc] : Credit Card from your knowledge: answer the following: Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes When did you enter into the original agreement before or after 2007 [give the date]? 2018 Were you aware the account had been sold/assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor? yes Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Yes When was your last payment:- September 2021 Why did you cease payments:- Covid just really took Over everything and financial and mentally was very hard time Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes

Hi dx100uk sorry for delay to be honest just struggling a little but I have started and will send the information very soon I just can’t remember the exact date account was opened so looking for the information once again thanks for your help

Yes is hard but hopefully this will help to be honest I still really don’t understand fully this way but I hope they don’t have the information to instantly reply with and I’m also hoping they the Scottish law will work in our favour more this site is amazing just wish could pick up the phone though as no one else recommended the same route as they have so I’m really grateful for the support here

yes as soon as home I’m going to get it all done and send did you send it ? Did you speak to brodies ? sorry for the questions but since I looked here and reply’s from dx100uk I felt a little better but I also received one of my other ones today so really was a bad day !!! my first one is pretty much the same as yours except it’s the Paisley sheriff court

Hi, PRA Ordinary Cause Court claim - Old Barclaycard Debt - Scotland Financial Legal Issues - Consumer Action Group im in pretty much exact same situation hope you get it sorted please let me know how you get on and I will do the same and hope all goes well

Thanks yes my details are pretty much exact same just dates different even the same solicitors Thanks again you already make me feel better

Thanks I will get all this information asap really appreciate your time and effort and support will be tomorrow if that’s ok

Thanks I’m going to sound stupid I’m sorry but I don’t want to put my public information here in the form ir just leave my personal information out also here ok the writ it says this I will attach image sorry if I sound stupid lol just stressed I am very grateful for the help and I will definitely support the page once I’m finished for sure

Hi, first thank you so much for your fast reply I really appreciate that I did read this and my answers are pretty much the exact same to be honest as the one they had been filled out so should I fill this in and send it like you said sorry I’m just not very technical Is there any way they can come after my property ?

Hi, I have read over a lot the the threads here but I’m little confused and still need some advice thanks in advance I am based on Scotland I have a lot of credit card debts and defaulted on them most from covid time I was given a writ by sheriff officers and is from pra group ( for Barclays credit card ) and Is £10,000 my biggest worry is can they do anything with regards to my equity in my property I do have a few other debts should I be making an arrangement with them most of them are with link financial now I need to reply to the writ but due to covid I can’t afford to offer to pay much In a monthly term should i be looking to make a settlement offer if can get the support to make that payment and what should it be as would need to be made via there solicitor now My worry is if they bankrupt me so they can get to the equity in the property sorry if I’m posting this in the wrong place just very stressed as need to reply to this ASAP as near my deadline thanks