based on your kind suggestions here i have simplified it: 21st February 2023 To whom it may concern, Reference: from email Please note I have for a number of years resided at my address in asia and will remain so. Please acknowledge receipt of this letter, confirming that you have noted my address and will use this for all future communications. Sincerely, my name printed

thanks for the reply. is this letter enough? have i missed anything? should i sign it by hand or doesnt it matter? thanks in advance. my name my foreign add my email add Cabot Financial PO Box 241 West Malling Kent ME19 4UA 20th February 2023 To whom it may concern, Reference: reference from cabot email Please note I have for a number of years resided at the above foreign address. Please acknowledge receipt of this letter, email or letter, confirming that you have noted my foreign address and will use this for all future communications. Yours faithfully, my name

do i need to post 11 times before i can dm?

Hi, I need some advice please. I have recently defaulted on my Halifax CC for £13K Halifax immediately sold it to Cabot who have emailed me and probably sent a letter to my UK address (parents). NO default notice from Halifax, as far as I know? Should I write to cabot in west malling UK with my address here in Asia, as Ive seen advised in other threads? What if they take me to court and the debt can never be SB? Any advice is greatly appreciated, thanks.