ok thank you very much

Hello, I today have had an email from Lantern. Very short and not what I expected - would you mind kindly suggesting what my next step should be please? Thank you for your time cag.pdf

@dx100uk I have just checked my online bank which only lets me go to 6 years ago. Nothing is showing between 2017 and to now, so I would guess that my last payment to the original creditor would have been late 2015 - 2016

Thank you. So, i just write to QDR and refuse the fact i don't want to deal with them and that i will only deal with lantern direct? I assume quickquid i will still have to pay that off then which is what i thought would be likely outcome

Good evening, and please accept my apologies if I have posted in the wrong area - my friend says this place is brilliant and well, it looks very informative. I've a slight (maybe large) issue and suspect it cannot be rectified as I don't quite know the ins and outs of what can or cannot be done, but if anyone fancies a challenge and can help please read on - sorry it is so long. Few years ago, I was asked by Lantern to pay amounts for Quick Quid and SafetyNet ( I assume you will know these to be payday loans) these must go back to around 2013 - 2015 is what I guessed. I now have some documents back that I requested today attached. The main reason for asking on here is that only last week I found out Quick Quid have gone bust and 2 days ago so have Safetynet. I moved house in 2021 and suddenly got a letter from Lantern saying I needed to pay - I ignored the letters for a few months hopefully thinking they will go away. They didn't. I then got a letter from QDR solictors in June 2021. I panicked and made arrangements to pay £25 month which would be split across the 2 accounts to reduce the balance. (the combined balance was at the start roughly about £1600 and is now £1200) I guess, really is that surely if a business has gone bust, why should or a DCA chase for money other than I guess answering my own question is because they bough the debt. No one at Quick Quid or the liquidation team had been in touch around any redress I could have done to offset an outstanding balance. The same with safetynet. However, I have complained today to Safetynet and they are going to do the usual investigation and allow 8 weeks for them to make a decision so we shall see. Neither of these accounts show on my credit file. QDR today have said that they are acting on behalf of Lantern, Lantern are saying I need to liase with QDR. I've attached what I have obtained today. As stated I assume little can be done now? I just find it a bitter hard pill to swallow that a solicitors would chase this for a company that no longer exists??? DOCS1.pdf