Hi, new to the forums so hope this is the correct place to post.
I have a three debts that were defaulted in 2017 and 2018 due to illness.
A few years back they showed on my credit report. They show the default dates are May 2017, October 2017, April 2018.
I want my credit rating to improve, so if I was to accept an offer of a reduced fee and the debts marked as partially settled after 12 months. Would the partially settled marks and all 3 debt get removed completely from my credit report after April 2024 as that is when the 6 years is up on the newest debt (im guessing if accepted all three debts would be rolled into 1 payment)
I only want to partially pay off the debt if it 100% gets removed 6 years after the newest debt was originally defaulted. If it can be kept on there longer I may have to reconsider holding off and just wait till the debts are statute barred.
Any help would be welcomed.
Thank you