Thanks for your reply DX, Yes, thats all they have other than a print out of another sheet tagged on with my wifes details.
Good job they had that otherwise they woudn't have a clue who's the agreement was, lol.
I had a nice chat with the lady at Cabot today after a series of letters to and fro where they maintained it was a legal agreement.
When I mentioned it had no name, address, agreement number or even the creditors address, she said they can reconstitute the agreement.
She tried to say also that it was valid because thats all the original creditor had sent them.
My point was that the the original creditor had sent them an invalid legal document.
All ended with her agreeing to put the account on hold for 60 days whilst she looked into my point of view.
I could do with something to push in front of them to accurately indicate what "MUST' be contained within the document.
I did mention that i had a complete agreement for another card in my name that did contain all the correct info and if, as she was maintaining, it wasn't required, then why have it on there?
I concur, it appears to be worthless.